Stellantis Car Finance Claim

Stellantis car finance claim estimates take your Stellantis Financial Services agreement through the FCA's redress rules, so you know roughly what it could be worth before you complain. Enter the start date, amount borrowed and APR; an unknown commission shows as a range.

Estimate my Stellantis claim

You can complain to Stellantis Financial Services yourself for free. The FCA says you do not need a claims company or a law firm to take part in its scheme. Complain through the Stellantis Financial Services commission complaint form; the FCA list of lenders offers a template letter.

Your agreement

Results update automatically as you type

1About the agreement

When did the agreement start? *

Month and year is enough. It is on your agreement or your credit file. We use the 1st of the month and show that.

What type of finance was it? *

The title of your agreement says which type it is.

What did the finance pay for? *

Any motor vehicle counts. Your answer does not change the figure.

Whose name was the agreement in? *

Mine, alone or with someone elseMy business: sole trader, partnership of 2 or 3, or unincorporated associationA company, an LLP or a partnership of 4 or more

The scheme covers people, sole traders and small partnerships. It does not cover companies.

Did you live in the UK when you took out the finance? *

Has this agreement already been dealt with? *

A complaint that is still open does not count.

Who was the lender? (optional)

Your answer does not change the figure. We use it to point you to that lender's free complaint route.

2The figures

How much did you borrow? *

Do not count your deposit. The FCA's rules call this the "total amount of credit".

What was the APR? *

The annual percentage rate on your agreement, for example 9.9. Tick "I do not know my APR" if you do not have it.

I do not know my APR

How many months did the agreement run for?

Count the monthly payments, for example 48. Leave it blank and we use 48 months, the default in the FCA's rules.

3Commission and extras

How much commission did the dealer get? (optional)

Most people do not know this, because your lender holds the figure. Leave it blank and we show a range.

Could the dealer choose your interest rate, and earn more commission for a higher rate?

This is a discretionary commission arrangement. We assume there was one when you are not sure. Your lender decides.

Lowest rate the dealer could have offered (optional)

Only your lender knows this. Leave it blank if you do not know.

Did the dealer have to offer this lender's finance first, or only this lender's finance?

This is a tie. We do not assume one when you are not sure. A tie with a car maker's own finance company does not count where the dealer was a franchised dealer with the same branding.

Results

Enter your agreement details

Answer the starred questions to see your estimate.

Scheme status as of 13 October 2026: the FCA scheme rules (PS26/3) are in force but partly suspended by the Upper Tribunal since 1 July 2026. The hearing is listed for 16 to 26 February 2027, and no scheme payments are expected before 2027.

Scheme status as of 15 October 2026: the Upper Tribunal has partly suspended the FCA scheme (PS26/3) since 1 July 2026 while it hears legal challenges. The hearing is listed for 16 to 26 February 2027. No scheme payments are expected before 2027.

Which Stellantis deals can count

Stellantis Financial Services deals count when they were PCP, hire purchase or conditional sale, started from 6 April 2007 to 1 November 2024, and commission was payable to the dealer. Personal contract hire is out.

The lender lists 12 brands today: Abarth, Alfa Romeo, Citroën, DS Automobiles, FIAT, FIAT Professional, Jeep, Leapmotor, Maserati, Peugeot, SPOTICAR and Vauxhall. Complain to the finance company named on your paperwork, whatever the badge on the car.

Stellantis says its review covers consumers, sole traders and partnerships, not limited companies or LLPs.

You do not have to complain to be included

Stellantis states that no complaint is needed to join the FCA scheme. Under the rules, lenders write to customers with a relevant arrangement, and those customers have 6 months to opt in.

Ties with Stellantis dealers

A dealer tie to a car maker's own finance arm is not a relevant arrangement on its own where the dealer was franchised and the shared branding was on show (CONRED 5.2.20R). That exception is before the Upper Tribunal, and discretionary or high commission still counts.

Questions Stellantis customers ask

Is Stellantis Financial Services challenging the scheme?

No. The FCA names the four challengers as Volkswagen Financial Services, Mercedes-Benz Financial Services, CA Auto Finance and Consumer Voice.

What if I had two Stellantis agreements?

Stellantis says updates on separate agreements can arrive at different times. Run one estimate per agreement.

Can I complain for a relative who has died?

Yes. The executor or administrator uses the same online form, and Stellantis may ask for a copy of the death certificate.

Value your next Stellantis agreement

Estimate another Stellantis agreement

You can complain to Stellantis Financial Services yourself for free. The FCA says you do not need a claims company or a law firm to take part in its scheme.

Every figure in the car finance claim calculator is explained in the calculator methodology. Other lenders sit under car finance claims by lender.

Written and checked by

Tirion Oman

Motor Finance Claims Specialist

Claims manager with 10+ years in UK car finance

Checked against PS26/3 and CONRED 5 and 6. About the author

Published: 15 October 2026

Rules version: PS26/3, 30 March 2026